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Savings and Money Market ImageHome > Personal Banking > Savings and Money Market

Savings and Money Market

To view a simple Checking and Savings Comparison Chart

Saving for college or for that "rainy day"?  These accounts are a great way to get started.

Personal Savings
Minimum Opening Deposit - $100.00
Minimum Monthly Balance to Avoid Monthly Maintenance Fee - $100.00 daily balance.
Monthly Service Charge if Below Minimum: $4.00 quarterly service charge if the balance in the account falls below $100.00 any day of the quarter, $1.00 withdrawl after 6 per quarter.
Check Writing - No
Personal & Investment Savings
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintenance Fee - None
Monthly Service Charge if Below Minimum - No Service charge. A $25.00 transfer is required for deposit each month.
Check Writing - N/A
Withdrawals - Because this account is designed to help you save money, withdrawals are only allowed during the first week in August each year. Withdrawals are allowed at any time for the purchase of a home or for medical/educational expenses.
Kids First Savings
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintance Fee - None
Monthly Service Charge if Below Minimum - No Maintenance fee, but $1.00 per withdrawal in excess of 6 per quarters.
Check Writing - N/A
Teens First Savings
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintenance Fee - None
Monthly Service Charge if Below Minimum: No maintenance fee, but $1.00 per withdrawal in excess of 6 per quarter.
Check Writing - N/A
Christmas & Vacation Club
Minimum Opening Deposit - None
Minimum Balance to Avoid Monthly Maintenance Fee - None
Monthly Service Charge if Below Minimum - No Maintenance Fee
Check Writing - N/A
Personal Money Market
Minimum Opening Deposit - $1,000.00
Minimum Balance to Avoid Monthly Maintenance Fee - $1,000.00
Monthly Service Charge if Below Minimum - $10.00 monthly statement cycle fee will be imposed if balance falls below $1,000.00
Check Writing - 3 checks per month
Money Market and eXtra Account (MMAX)
Minimum Opening Deposit - $1,000.00
Minimum Balance to Avoid Monthly Maintenance Fee - $10,000.00
Monthly Service Charge if Below Minimum - $12.50
Check Writing - 3 checks per month
Additional Benefits: - Earn more interest with your higher balances. Higher balances earn a higher rate of interest; tiered interest rate structure.
  • Personal Savings*
    [Interest compounded and paid quarterly]
  • Personal & Investment Savings
    [Rate tied to a one year CD, Higher interest rate than savings]
  • Kids First Savings
    [Teaches kids the benefit of saving, Prize awarded after 12 deposits]
  • Teens First Savings
    [Teaches teens the benefit of saving]
  • Christmas & Vacation club
    [Higher interest rate, Money available at time of vacation & Christmas]
  • Personal Money Market*
    [Check writing ability, Higher interest rate]
  • Money Market and eXtra Account (MMAX)*
    [Chech writing ability, Higher interest rate]
  • IRA/Qualified Retirement Plan Money Market
    [Lower minimum balance than regular CD]

*ATM's available with checking account.

To view a simple Checking and Savings Comparison Chart
 



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