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Privacy Statement

Privacy on the Web

First National Bank and Trust Company of Rochelle recognizes and respects your right to privacy.  We are committed to maintaining the highest standards and business practices to protect the personal information you entrust to us. We want you to know about our privacy policies and practices for this web site.

When you request pages on the FNB-Rochelle web site, our web servers automatically recognize your browsers domain name and IP address.  We collect this information in order to aggregate information on what pages visitors access.  This information is collected solely for statistical purposes.  It is not used to identify individuals nor is it shared with third parties.  We do not use cookies on this site.

Personal Information

No personal information is automatically collected on the FNB-Rochelle web site.  You may choose to contact us via E-mail or to complete an on-line application.  We will consider this information to be confidential.   We will use the information you provide only to respond to your request

You should be aware that E-mail is not a secure method of communication.  Please do not send personal, confidential or financial information through the general E-mail links on these pages.

First OnLine Internet Banking

First National Bank's internet banking site is accessible from the FNB-Rochelle web site, although internet banking actually runs on a separate, secured web site. The First OnLine web site uses a full range of internet security measures.  These include encryption utilizing Secure Sockets Layer (SSL) technology, routers and firewalls that act as barriers between the outside world and the internal bank network, and a trusted operating system to complete the overall security architecture. 

When you use First OnLine Internet Banking, the web server collects information solely for the purpose of improving your experience with the product.  This information is kept in small files on your hard drive or in the computer’s memory called “cookies”.  Most of these cookies exist only in the memory of the browser and are active only as long as your browser is running.  Once the browser is closed, the information is deleted.  The cookies stored on the computer’s hard drive store information to help you navigate the web site based on your selected preferences.  For example, a cookie is used to allow you to suppress help messages.  Some of these messages are displayed and you are given the option to suppress the message.  If you choose to suppress the help message, a cookie is stored on your hard drive to ensure the message is not displayed in the future.

Links to Other Web Sites

There may be links to other web sites on the FNB-Rochelle and First OnLine pages.  We are not responsible for the content or privacy policies of those other sites.  Please examine their privacy statements before submitting personal information to other web sites.

Your Privacy

First National Bank & Trust Company of Rochelle Privacy Policy

We know that your privacy is important to you – it’s important to us too.  At the First National Bank & Trust Company of Rochelle, we have been safeguarding your confidential financial information since 1934.  The trust you place in us is the cornerstone of our business and we do everything we can to protect that trust.  We are committed to maintaining the highest standards and business practices to protect the personal information you entrust to us.

In the normal course of business, we collect non-public, personal information directly from you on forms and applications and from credit bureaus, consumer reporting agencies or other financial institutions.  We also collect information about your transactions with us, our affiliates or others.  However, we do not collect personally-identifiable information on our web site. 

First National Bank does not sell your personal information to any third party for marketing purposes or share personal information with any third party for its own independent use.  We will not disclose any non-public personal information with anyone except as permitted (or required) by law.  Our collection and use of customer information is limited to what is necessary in providing superior service to our customers, to administering our business, and to providing products and opportunities for our customers.  Information about prospective or former customers is handled in the same way.  Any personal medical information collected about our customers will be held in the highest confidence and will not be used for marketing purposes.

In order to fulfill you financial needs, the First National Bank & Trust Company of Rochelle may disclose any of the information we collect to companies that perform services on our behalf or to other financial institutions with whom we have joint marketing agreements.  We will not do business with any unaffiliated third party or company that uses or sells this information for any other marketing purposes.  We will require that any third party contracts include an information confidentiality clause if any customer information-sharing may occur.  To provide you with new opportunities for financial growth and security, we may share information with our brokerage affiliate, First National Investment Services.

Within the bank, we safeguard your personal financial information in a number of ways.  We maintain procedural, physical and electronic standards that comply with federal regulation to protect your non-public personal information.  Access to your information is limited to members of our staff who need to know the information to provide products and services to you.  Our staff is trained in the importance of confidentiality of customer information and customer privacy.  Any employee of First National Bank & Trust Company of Rochelle who violates our privacy policy will be subject to disciplinary measures, including the possible termination of employment.

First National Bank has established procedures to ensure that your financial information is accurate, current and complete.  Please notify us if you believe our records contain inaccurate or incomplete information about you.  We promise to respond to your inquiry in a timely manner. 

Contact us at 815-562-5571 if you have any questions about our privacy policy or how we handle your personal financial information.  We appreciate your trust in us and pledge to maintain high standards to protect your information.