Personal Checking

First National Bank and Trust of Rochelle has a variety of personal checking accounts designed for many lifestyles. Learn more about the checking accounts we offer below.

To view a simple Checking and Savings Comparison Chart: Personal Deposit Accounts June 2015
Qualification Calendar Kasasa Cash/Kasasa Cash Back

Kasasa Cash Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge if Below Minimum – None
  • Additional Features/Benefits – Earn reward rates and ATM fee refunds when monthly qualifications are met. more info
  • Kasasa Cash Qualification Calendar

Kasasa Cash Back Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge if Below Minimum – None
  • Additional Features/ Benefits – Earn cash back on debit card purchases and ATM refunds when qualifications are met. more info
  • Kasasa Cash Back qualification calendar.

Secure Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge – $4.95
  • IDProtect-Identity Theft Protection Service
  • Cellular Telephone Protection
  • Additional Features/ Benefits – Includes complimentary printed statements.  When you sign up for and receive eStatements, you will receive a $2.00 credit against your monthly service charge. Internet banking, mobile banking with mobile deposit, text and email alerts, and debit card at no additional cost.

Secure Checking Plus

All of the benefits of secure Checking, plus interest paid monthly.

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – You may earn a $5 monthly credit if your daily balance is over $5,000 for every day of the statement period.
  • Monthly Service Charge – $9.95
  • IDProtect-Identity Theft Protection Service
  • Cellular Telephone Protection
  • Additional Features/ Benefits – Includes complimentary printed statements.  When you sign up for and receive eStatements, you will receive a $2.00 credit against your monthly service charge. Internet banking, mobile banking with mobile deposit, text and email alerts, and debit card at no additional cost.

Basic Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge if Below Minimum – None
  • Additional Features/ Benefits – Includes complimentary eStatements, Internet banking, and debit card at no additional cost. Printed statements may be added for a small monthly fee.

All accounts allow unlimited check writing and have no fees at FNB Rochelle ATMs. You will find First National ATMs at all of our drive-up facilities. Internet Banking & Bill Payment at no additional cost with all checking accounts.