Personal Checking

First National Bank and Trust of Rochelle has a variety of personal checking accounts designed for many lifestyles. Learn more about the checking accounts we offer below.

To view a simple Checking and Savings Comparison Chart
Qualification Calendar eFirst Checking/First CashBack

eFirst Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge if Below Minimum – None
  • Additional Features/Benefits – Earn reward rates and ATM fee refunds when monthly qualifications are met. more info
  • eFirst Checking Qualification Calendar

First CashBack Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge if Below Minimum – None
  • Additional Features/ Benefits – Earn cash back on debit card purchases and ATM refunds when qualifications are met. more info
  • First CashBack qualification calendar.

Secure Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge - $4.95
  • IDProtect-Identity Theft Protection Service
  • Cellular Telephone Protection
  • Additional Features/ Benefits – Includes complimentary printed statements.  When you sign up for and receive eStatements, you will receive a $2.00 credit against your monthly service charge. Internet banking, mobile banking with mobile deposit, text and email alerts,  and Visa® CheckCard at no additional cost.

Secure Checking Plus

All of the benefits of secure Checking, plus interest paid monthly.

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – You may earn a $5 monthly credit if your daily balance is over $5,000 for every day of the statement period.
  • Monthly Service Charge - $9.95
  • IDProtect-Identity Theft Protection Service
  • Cellular Telephone Protection
  • Additional Features/ Benefits – Includes complimentary printed statements.  When you sign up for and receive eStatements, you will receive a $2.00 credit against your monthly service charge. Internet banking, mobile banking with mobile deposit, text and email alerts,  and Visa® CheckCard at no additional cost.

Basic Checking

  • Minimum Opening Deposit – $50
  • Minimum Balance to Avoid Monthly Maintenance Fee – None
  • Monthly Service Charge if Below Minimum – None
  • Additional Features/ Benefits – Includes complimentary eStatements, Internet banking and Visa® CheckCard at no additional cost. Printed statements may be added for a small monthly fee.

All accounts allow unlimited check writing and have no fees at FNB Rochelle ATMs. You will find First National ATMs at all of our drive-up facilities. Internet Banking & Bill Payment at no additional cost with all checking accounts.