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Commercial Business Loans

Commercial Loan Officers Megan Hopwood, Mike Hahn, Lori Hillison

Commercial Loan Officers Megan Hopwood, Mike Hahn, Lori Hillison

We can help you maximize your Business Opportunities

Our commercial lending team specializes in tailoring our business solutions to fit your needs. Our experience in commercial lending and business/ag banking allows us to help you build your business by utilizing flexible payment methods and terms. We also offer Small Business Administration (SBA) loans and can offer services you would expect to find only in a “big city” bank.

Real Estate

Whether you are buying a building for your business or refinancing an existing property, we can help with a commercial real estate loan tailored to your needs. You will find our commercial real estate lenders experienced in every phase of real estate financing from construction to acquisitions and conversions. In addition, we can provide financing for all types of property including retail, office, industrial and manufacturing.


Keeping up with technology can help your business grow and prosper. If you are considering buying new machinery or equipment, talk with our loan specialists about the financing we have available. You may be able to increase your production or lower your costs with an economical equipment loan.  An equipment loan from the First National Bank of Rochelle can help you preserve your company’s capital and take advantage of new efficiencies in production. Whether it’s computers, machinery, vehicles, or other equipment, talk with our experienced lenders for economical financing.

Working Capital Lines of Credit

A line of credit from the First National Bank can give you flexibility in financing for short term needs. Working capital lines of credit are available for such purposes as inventory financing, seasonal needs, ongoing operations or other capital needs. In addition, our low rates make this type of loan especially flexible and economical. Call us for rates and more information at 815-562-5571 or contact us online.



Our agriculture loans can provide financing for a wide variety of purposes including equipment, crop inputs, cash flow and agricultural real estate. With more than 70 years’ experience in ag lending, our lenders can help you make the most of your agricultural business.

New! Farmer Mac Loans

We are now an accredited Farmer Mac lender. We can help you manage your farm interest rate risk by offering low, fixed-rate mortgages with terms of 10, 15, 20 and 25 years. Our Farmer Mac program has no minimum loan size and has a $10 million maximum secured by real estate. With potential interest rate increases looming, now may be the time to act.

Take a new look at First National’s Ag programs. We can handle all types of ag loans with individualized service and local decisions—less red tape!:

  • Operating Loans
  • Machinery Loans
  • Real Estate Loans
  • Livestock Loans